Writing · Capital / Finance / Investing

2025-07-19
New Crypto Laws Just Passed. But Why Would CRE Ever Use Them? This week, President Trump signed the GENIUS Act, the first federal framework for stablecoins — with two more crypto bills advancing through Congress. Wall Street cheered. Bitcoin broke $123K. Crypto bulls say it’s a turning point for real estate. I’m not so sure. Let’s ask the obvious question: Why would a serious buyer or lender ever use crypto to buy an apartment building? The only real answer is: because they already have a pile of it and want to turn it into something real. But from the seller’s side? Or the lender’s? What’s the upside? The property’s value is already tied to the U.S. dollar — why peg it to a digital version of the same eroding currency? Title, debt, insurance, appraisals, and legal systems are still paper-based — crypto doesn’t fix any of that And if something goes wrong with your smart contract escrow, who do you sue? Your wallet? Everyone talks about faster closings and fractional ownership, but no one’s asking the core economic question: What problem does this actually solve? Because until crypto improves returns, liquidity, or risk management, CRE isn’t adopting it — no matter how many laws get passed or headlines get written. 👉 Agree? Disagree? Repost or comment — I’m genuinely curious where the real-world use case shows up first that work. https://lnkd.in/emtjMPTh
Capital / Finance / InvestingOperations / Property ManagementReal Estate (general)

View original on LinkedIn

← Back to writing